Finance News
Payday loans and short-term credit: the costs, explained
How the fee structure works, why the annualized cost runs so high, and what to weigh before you borrow.
Author
Naomi Bergman
Independent editorial contributor covering fintech, payments, household credit, regulation and markets.
Articles by Naomi Bergman
Investing
How to read stocks: How to read a stock ticker and a basic quote
A plain-language decoder for the symbols, prices, and numbers on a stock quote — and which ones actually matter.
Investing
What is diversification — Diversification explained: why you shouldn't bet on one stock
Spreading your money across many investments narrows the range of outcomes — and that trade is usually worth making.
Money News
How to follow financial news: How to read financial news without panicking
Most money headlines are written to be felt, not used. Here is a working method for deciding what actually changes your budget — and what you can safely ignore.
Investing
Risk tolerance investing — Risk tolerance: how to figure out yours honestly
The quiz tells you what you like to think. Your next market drop tells you the truth. Here is how to get ahead of it.