Saving
What FDIC insurance covers, and what it doesn't
Federal deposit insurance protects the money in your bank accounts automatically, up to set limits per ownership category — here's exactly what's covered, what…
Author
Tomás Ferreira
Independent editorial contributor covering crypto markets, digital assets and fintech for VUGA Network publications.
Articles by Tomás Ferreira
Saving
How compound interest works in a savings account
Compounding frequency changes how fast your savings grow, but APY already does the math for you — here's how the two connect.
Saving
How savings interest is taxed — the 1099-INT, explained
Bank and Treasury interest is ordinary income the year it is credited, reported on a 1099-INT at $10 or more — with a state-tax quirk that favors Treasuries.
Saving
Treasury bills for beginners: how T-bills pay you
Treasury bills lend money to the US government for weeks to a year, pay by selling at a discount, and skip state income tax — a saver's alternative to savings…
Saving
How to save for a house down payment
Target the down payment plus closing costs plus reserves, park it in insured accounts on your timeline, and automate the monthly math — stocks do not belong in…