Finance News
What the debt ceiling is — and why fights over it rattle markets
The debt ceiling caps how much the Treasury may borrow to pay bills Congress already approved — brinkmanship over it threatens payments, not spending.
Author
Naomi Bergman
Independent editorial contributor covering fintech, payments, household credit, regulation and markets.
Articles by Naomi Bergman
Money News
How the child tax credit works in 2026
The child tax credit is worth up to $2,200 per qualifying child under the 2025 tax law — partially refundable, income-tested, and claimed on the return you file…
Finance News
What GDP reports tell you — and what they do not
GDP measures the economy's total output, published three times per quarter in annualized form — a rearview number that still moves your job prospects and the…
Finance News
Why bank mergers matter for customers
When your bank is acquired, the accounts move and the details change — branches, rates, fees, and card networks — and the notice arrives in fine print you…
Money News
Why your car insurance keeps going up
Premiums follow the cost of claims — parts, labor, medical care, and weather — plus a handful of factors on your own policy you can actually control.